Last Updated on February 16, 2023 by Ron D. Morgan
Running behind on your T-Mobile bill payment? No need to worry. The network has your back. T-Mobile knows that from time to time you may run into situations that may cause you to delay paying your monthly bill.
Thus, the network made available a ‘Payment Arrangement’ option. With the Payment Arrangement option, you can pay your monthly bill past the due date without having your service interrupted or cut off by the network.
This post explains all the details you need to know about the T-Mobile Payment Arrangement. Also, you will learn how to set up the option and every other detail.
How Does T-Mobile Payment Arrangement Work?
The T-Mobile Payment Arrangement allows you (eligible customers) to pay your monthly bill past the bill’s due date.
It comes in handy for customers who for one reason or another other can’t meet up with paying their monthly bills on or before the due date.
To avoid T-Mobile disconnecting your service, you can schedule a Payment Arrangement.
There are some good things about the T-Mobile Payment Arrangement. First, you can schedule the Payment Arrangement even past your bill’s due date.
Also, you can schedule to spread the payment into several payments instead of one lump payment.
When scheduling a Payment Arrangement, you have to select a scheduled date and payment method. Thus, T-Mobile will automatically deduct the said amount from your preferred payment method on the scheduled date.
Who Qualifies For T-Mobile Payment Arrangement?
Not all T-Mobile customers qualify for the Payment Arrangement. According to the information on their site, the Payment Arrangement option is only available to postpaid customers.
Also, your account must be in good standing with T-Mobile policy to qualify for this. That means that the account should have a history of consistently paying bills before the due date.
How To Setup T-Mobile Payment Arrangement?
You can set up the payment arrangement in your T-Mobile app or on their site. Here is a breakdown of the step-to-step process of setting up the Payment Arrangement option in your account.
(Note, if you are having issues with setting up Payment Arrangement or if your Payment Arrangement setup was declined, check this other post on what to do).
Set up T-Mobile Payment Arrangement On Mobile App.
. Tap on the T-Mobile app on your device to launch the app.
. Enter your ‘Username/ Email/ Phone Number’ and ‘Password’ to log into your account.
. Tap on ‘Bill’ and select ‘Setup A Payment Arrangement’.
. Tap on ‘Edit’ under ‘Payment Schedule’
. Here is when you fill in the details. Select your option for ‘Number of Scheduled Payments.
. Also, select your preferred date(s) under ‘Select Date’. Select the amount under ‘Payment Amount’.
. Tap on Update.
. Tap on Edit under ‘Payment Method’ and select your Preferred Payment method.
. Select Agree & Submit to complete the process.
Set up T-Mobile Payment Arrangement Online.
. Visit the T-Mobile Login Page on your favorite browser.
. Enter your ‘Username/ Email/ Phone Number’ and ‘Password’ to log into your account.
. Click on ‘Bill’ and select ‘Setup A Payment Arrangement’.
. Click on ‘Edit’ under ‘Payment Schedule’
. Here is when you fill in the details. Select your option for ‘Number of Scheduled Payments.
. Also, select your preferred date(s) under ‘Select Date’. Select the amount under ‘Payment Amount’.
. Click on Update.
. Click on Edit under ‘Payment Method’ and select your Preferred Payment method.
. Select Agree & Submit to complete the process.
How Much Does It Cost To Setup T-Mobile Payment Arrangement?
Before now, it was free to set up a T-Mobile Payment Arrangement. But in recent times, some customers have complained that T-Mobile charged a late payment fee to their account in their next bill after they used the Payment arrangement. The late fee is $7.
Can You Extend A Payment Arrangement With T-Mobile?
It is advisable not to extend or alternate the Payment Arrangement with T-Mobile once you finish the setup. Doing so can invalidate the entire process.
What Happens If You Miss A Payment Arrangement With T-Mobile?
How the Payment Arrangement works is that T-Mobile will deduct the said amount from your preferred payment method. If the amount in the said account is not enough to cover the bill and you miss the payment, T-Mobile will suspend your account.
The penalty is that you have to pay a reconnection fee to reactivate the account.
Is T-Mobile Payment Arrangement Worth It?
It depends on you and your situation. But I will list the pros and cons to help you decide.
The pro is that, if you use the Payment Arrangement option, you will continue to enjoy your services and the network won’t disconnect your account. Thus, you won’t have to pay the $20 reconnection fee.
The con is that T-Mobile now charges customers a $7 late payment fee in the next bill after using the payment arrangement. Also, you get to forfeit the $5 bill credit you get with AutoPay until you reactivate the option.
There, you have it. It’s left for you to decide if the Payment Arrangement is for you or not.
Hi, I’m Ron D. Morgan. TECODY IS MY BRAINCHILD. I’ve worked in a tech startup in the last 7 years. I decided to branch out and start TECODY as a side project to provide tech troubleshooting tips for readers.
Got my two friends who are Nerd Heads too and here we are. The aim here is to provide readers with accurate info to help them resolve basic troubleshooting issues with Network and devices. You can always reach out to us via our Contact Us Page.